Working people—who own over $3 trillion in pension monies (deferred wages in effect)—should have financial options in where their money is invested apart from the current near-monopoly exerted by a handful of managers, banks, insurance companies, and mutual funds. Pension funds should not be used for corporate mergers, acquisitions and leveraged buyouts, corporate decisions that undercut workers rights, employment, and retirement while generously rewarding non-productive speculation. The current system has allowed vast amounts of workers’ hard-earned money to be squandered on job-ending, plant-moving, corporate downsizing.